Renting vs. Buying

Trying to decide whether to rent or buy? The information provided here will help you weigh the pros and cons of each.

There are currently 20 blog entries related to this category.

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Moving out of the dorms at semester? Need furniture?

Monday, December 5th, 2011 at 11:58am. 1031 Views, 0 Comments.

Cort can furnish your new apartment or home for $99 per month!   Cort, a Berkshire Hathaway company, is a Preferred Provider of Real Estate With Honors and the largest furniture rental company in the US with over 160 locations.  The $99 student special package is very successful around the country!  Take advantage today!

CALL 877-467-9002 or e-mail nebraska@cort.com to order your furniture. No credit check. We only require a student ID.

We deliver, set everything up, and we will pick it up when you are done. 

$99 includes:

Bedroom: complete queen bed, dresser with mirror, nightstand with lamp

Living room: Sofa, chair, cocktail table, end table with lamp

Dining room: Dining table with 4 chairs

 

Add a 2nd bedroom for $55!  

Add a study package for $30!

Visit…


28 Ways to Refresh a Bath on a Budget!

Wednesday, August 10th, 2011 at 11:41am. 313 Views, 0 Comments.

 

 

Check out these great tips from This Old House on how to freshen up that outdated Bathroom! 


28 Ways to Refresh Your Bath on a Budget

 

 angelamayhorweblogo1_1860


1 Month Free On Select Apartment Homes

Thursday, November 11th, 2010 at 4:05pm. 481 Views, 0 Comments.

LIMITED TIME OFFER/ CERTAIN RESTRICTIONS APPLY!!!


LOWEST RENT EVER

Thursday, November 11th, 2010 at 4:04pm. 433 Views, 0 Comments.

Call or stop by to find your next apartment home.  We have exactly what your looking for. LIMITED TIME SPECIAL PRICING...


3 bedroom Lakeside Apartment/ Underground Parking/Elevators

Thursday, November 11th, 2010 at 4:04pm. 511 Views, 0 Comments.

Dont look any further....  This outstanding 1800 sq ft apartment home has vaulted ceilings, separate dining space, large balcony, beautiful view.  Call today for your personal tour. 1-866-781-5139


7 Ways To Protect Your Credit Score For Better Mortgage Rates

Friday, February 5th, 2010 at 5:39pm. 590 Views, 0 Comments.

February 5th, 2010

As mortgage lenders tighten approval standards in Nebraska and nationwide, the importance of a good credit score is rising.  Credit scores not only make the difference between a mortgage approval and mortgage turn-down, but they also play a large role in determining your actual mortgage note rate.

In this 3-minute video, the NBC Today Show talks about 7 ways that homebuyers ruin their credit — often by accident.  Some of the highlighted mistakes include:

  • Closing open credit cards
  • Making appliance buys on credit prior to closing
  • Asking creditors to lower credit balances prior to closing

In general, a 740 FICO will insulate a borrower from the higher costs and/or rates associated with low credit scores.  Below 740, though, every 20 points…


What is a Short Sale?

Tuesday, February 2nd, 2010 at 5:34pm. 546 Views, 0 Comments.

February 2nd, 2010

Short Sale DefinitionA “Short Sale” is when a home seller sells his home for a lesser amount than what is owed on his mortgage, and the mortgage lender agrees to accept the lesser amount in lieu of a full payoff.

By way of example, a Short Sale may be appropriate for a Omaha home seller whose mortgage balance is $250,000 but whose home wouldn’t sell for more than $220,000.  Rather than pay the $30,000 difference to the lender at the time of sale, the seller enters into an agreement with the lender by which all sale proceeds are paid to the bank and the deficient balance is forgiven.

Short Sales are a preferable alternative to foreclosure but the process still harms both parties. For one, the seller is penalized with a derogatory tradeline on credit for not…


There’s 100 Days Left To Claim The Homebuyer Tax Credit

Thursday, January 21st, 2010 at 4:53pm. 508 Views, 0 Comments.

January 20th, 2010

100 days remain for the Home Buyer Tax Credit ExpirationNovember 6, 2009, Congress voted to extend and expand the First-Time Home Buyer Tax Credit program.  There’s 100 days left to claim it.

The expiration date of the up-to-$8,000 tax credit has been pushed forward to spring, requiring homebuyers in Omaha to be under contract for a home no later than April 30, 2010, and to be closed no later than June 30, 2010.

In addition, “move-up” buyers were also added to the program’s eligibility list meaning you don’t have to be a first-time home buyer to be eligible for the tax credit.  If you’ve lived in your home for 5 of the last 8 years, you meet the IRS requirements.

Move-up buyers are capped at a total tax credit of $6,500.

The tax credit’s basic eligibility requirements remain the same:

  • You can’t…


Fannie Mae Gets Tough(er) On Borrowers. Again.

Wednesday, December 16th, 2009 at 10:16am. 526 Views, 0 Comments.

Fannie Mae raised the bar for mortgage applicants this past weekend.  Getting approved for a home loan just got harder.

In its official announcement, Fannie Mae says the updates minimize long-term lending risks.  If that's the case, this won't be the last guideline change Fannie Mae makes -- especially with loans defaulting at an above-normal clip.

The immediate changes are major. The first pertains to credit scores.

Effective December 13, 2009, the bulk of Fannie Mae's loans require a 620 credit score minimum.  There are very few exceptions.

A second relates to loans with private mortgage insurance. 

Homeowners whose loan-to-value exceeds 80 percent now have a choice:

  • Pay higher mortgage insurance premiums month-after-month
  • Pay a one-time fee paid at closing to…

  • Store Credit Cards : The Hidden Cost Of "Instant Savings"

    Thursday, December 3rd, 2009 at 1:17pm. 498 Views, 0 Comments.

    Credit Score makeup'Tis the season to do shopping -- and get bombarded with offers to open credit cards.

    The deals are tempting, too. "Open a charge card today" and save up to 20% on your purchase. Considering that the average Black Friday ticket was $343, that's $68 saved per store.

    For big-ticket items like televisions, the savings are even bigger.

    But for people in the market for a new home -- or looking to refinance -- taking advantage of in-store savings could be a long-term money loser.

    Every time you apply for a credit card, your credit score drops.

    According to myFICO.com, "new credit" accounts for 85 out of 850 possible credit scoring points.  New credit is defined by such traits as:

    • Number of recently opened accounts
    • Number of recent credit inquiries
    • Time since credit…


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